About Us

Fairbanc is the first scalable, AI-powered mobile loan and payments platform for emerging market small- medium enterprises (SMEs) that requires no collateral or credit history.

Our AI-powered platform can read digital footprints such as transaction history with large suppliers, and data on the mobile phone to grant instant digital credit line that SMEs can use to purchase inventories from our selected suppliers. Our proven gender-intelligent ecosystem for loans and payments can be used in many vertical markets, eliminating the shortcomings of cash. Retail shop-owners can boost sales up to 20%, eliminate cash shortages, enjoy an easier payments regimen, and develop a credit history; suppliers receive more consistent order cycles, more instant payments upon delivery, and SKU sales expansion.

What We do

Our Mission

Fairbanc’s mission is to bridge the sever $1.3T SME credit gap in the emerging markets starting with South Asia through a mobile-first B2B lending and payments ecosystem.  Our gender intelligent underwriting platform removes socio-cultural gender biases in current lending practice. The vision for Fairbanc is to drive responsible financial inclusion by delivering innovative credit and transaction services with proven best-in-class technology. The Fairbanc Foundation will pledge a percentage of profits for supporting financial literacy, entrepreneurship, women MSME training/support and liberal arts/STEM scholarships.

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