About Us

Fairbanc is the first scalable, AI-powered mobile loan and payments platform for emerging market small- medium enterprises (SMEs) that requires no collateral or credit history.

Our AI-powered platform can read digital footprints such as transaction history with large suppliers, and data on the mobile phone to grant instant digital credit line that SMEs can use to purchase inventories from our selected suppliers. Our proven gender-intelligent ecosystem for loans and payments can be used in many vertical markets, eliminating the shortcomings of cash. Retail shop-owners can boost sales up to 20%, eliminate cash shortages, enjoy an easier payments regimen, and develop a credit history; suppliers receive more consistent order cycles, more instant payments upon delivery, and SKU sales expansion.

Fairbanc in the News

The $2 Trillion Opportunity: How A Silicon Valley Startup Vying To Provide Banking To The World’s Poorest Merchants

SAN FRANCISCO, CA FEBRUARY 25, 2020 – Three years ago, Dhany Aryantono opened a small shop selling Unilever and other consumer goods in Pamanukan, a rural village in West Java, Indonesia to support her family of six. An additional $85 a week income Dhany generated from her small shop…


Apr 01, 2020 – San Francisco-based startup Fairbanc announces funding round from globally recognized investors . The AI-powered…

Penguatan UKM, PBNU dan Fairbanc Siapkan Permodalan Berbasis Syariah

Ia berharap, kerja sama ini dapat membantu ekonomi masyarakat umum, terutama warga NU untuk bisa…

Lending startup Fairbanc gets Sampoerna backing for Indonesia push

Indonesian billionaire Michael Sampoerna invested alongside 500 Startups…

Bank Asia and Fairbanc Ltd signing a MoU on digital credit solution – Business – observerbd.com

Bank Asia EVP Md Shaminoor Rahman and Fairbanc Ltd Chief Executive Officer Mir Haque exchanging documents after signing a MoU on digital credit solution for the underserved small-medium enterprises of Bangladesh specially for Fast-Moving Consumer Goods (FMCG) supply chain and distributors held at a ceremony at the bank’s corporate office…

Fairbanc gets funding from 500 Startups to increase the income of SMEs in Indonesia

SMEs are the bedrock of Indonesia.
As the archipelago’s tech ecosystem booms and e-commerce flourish, SMEs will continue to play a crucial role in economic growth and social inclusion….

What We do

Our Mission

Fairbanc’s mission is to bridge the sever $1.3T SME credit gap in the emerging markets starting with South Asia through a mobile-first B2B lending and payments ecosystem.  Our gender intelligent underwriting platform removes socio-cultural gender biases in current lending practice. The vision for Fairbanc is to drive responsible financial inclusion by delivering innovative credit and transaction services with proven best-in-class technology. The Fairbanc Foundation will pledge a percentage of profits for supporting financial literacy, entrepreneurship, women MSME training/support and liberal arts/STEM scholarships.

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