Enabling integrated pay-later solutions for your MSME customers
Fairbanc provides AI/ML powered pay-later solutions integrated to your business. No smartphones, KYC or loan applications required.





Built to help you grow

Free Liquidity to Drive
Your Growth
Fairbanc terms of payment has helped driving 35% sales growth in distributors in 2020.

Revolving and Adjusted to
Your Needs
Revolving and financing fund that are continuously adjusted as your business grow, Easy financing for you.

Driving Excellence Through
Data
We provide data that matters to your business. Monitor your growth, loan utilization, and collection easily.

Digital Credit Lines and
Instant Liquidity
Eliminate your customers’ cash shortages by providing instant terms of payment option upon purchase.

Data Intellegence and
Consulting
Analyze customers’ data to help you to minimize risks of bad-debts and grow your customer transaction value.

Easy solutions,
Hassle Free
No loan application, no smartphone, and mobile application needed.
Where bank saw risk,
Fairbanc saw an opportunity

Our amazing team


Mir Haque
Founder and CEO

Kevin O’ Brien
CTO

Tom Schumacher
BOD

Siswanto Hadi Prayitno
Chief Sales Operation

Agus Nurudin
Commissioner
Our valuable partners






Latest press

FinTech for the Unbanked, Fairbanc, receives backing from Columbia Business School’s Student Run Impact Fund
San Francisco, CA, December 16th 2020, ZEXPRWIRE, Fairbanc, the Silicon Valley-based FinTech that offers credit to the unbanked in Southeast Asia, just received backing from Columbia Business School’s student run impact fund Microlumbia. This new financial backing comes on the heels of recent investment from 500 Startups and Indonesian billionaire Michael Sampoerna. Earlier this year,

An embedded finance platform helps mom-and-pop shops grow in Indonesia
Mom-and-pop stores are pillars of neighborhoods in lower-to-middle income communities. These family-owned retail shops — called warungs in Indonesia, sari-sari stores in the Philippines, or kirana shops in India — serve as the place where people gather, catch up with friends, and purchase daily essentials like food, mobile phone reloads, sachets of shampoo and soap,

The $2 Trillion Opportunity: How a Silicon Valley Startup Vying To Provide Banking To The World’s Poorest Merchants
SAN FRANCISCO, CA / ACCESSWIRE / FEBRUARY 25, 2020 / Three years ago, Dhany Aryantono opened a small shop selling Unilever and other consumer goods in Pamanukan, a rural village in West Java, Indonesia to support her family of six. Her husband worked as a day laborer in the nearby rice paddy farm, making about
Our investors




