Enabling integrated pay-later solutions for your MSME customers

Fairbanc provides AI/ML powered pay-later solutions integrated to your business. No smartphones, KYC or loan applications required.

Built to help you grow

Free Liquidity to Drive
Your Growth

Fairbanc terms of payment has helped driving 35% sales growth in distributors in 2020.

Revolving and Adjusted to
Your Needs

Revolving and financing fund that are continuously adjusted as your business grow, Easy financing for you.

Driving Excellence Through

We provide data that matters to your business. Monitor your growth, loan utilization, and collection easily.

Digital Credit Lines and
Instant Liquidity

Eliminate your customers’ cash shortages by providing instant terms of payment option upon purchase.

Data Intellegence and

Analyze customers’ data to help you to minimize risks of bad-debts and grow your customer transaction value.

Easy solutions,
Hassle Free

No loan application, no smartphone, and mobile application needed.

Where bank saw risk,
Fairbanc saw an opportunity

Accessibility is important to reach underserved communities and we try our best to make it easy for them. We don’t require collateral, credit history, smartphone ownership, or digital literacy to qualify for a loan. It’s an easy and straightforward process.
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Our amazing team

Mir Haque
Founder and CEO

Kevin O’ Brien

Cynthia Krisanti

Siswanto Hadi Prayitno
Chief Sales Operation

Agus Nurudin

Our valuable partners

Latest press

FinTech for the Unbanked, Fairbanc, receives backing from Columbia Business School’s Student Run Impact Fund

San Francisco, CA, December 16th 2020, ZEXPRWIRE, Fairbanc, the Silicon Valley-based FinTech that offers credit to the unbanked in Southeast Asia, just received backing from Columbia Business School’s student run impact fund Microlumbia. This new financial backing comes on the heels of recent investment from 500 Startups and Indonesian billionaire Michael Sampoerna. Earlier this year,

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An embedded finance platform helps mom-and-pop shops grow in Indonesia

Mom-and-pop stores are pillars of neighborhoods in lower-to-middle income communities. These family-owned retail shops — called warungs in Indonesia, sari-sari stores in the Philippines, or kirana shops in India — serve as the place where people gather, catch up with friends, and purchase daily essentials like food, mobile phone reloads, sachets of shampoo and soap,

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