About Us

Fairbanc is the first scalable, mobile loan and payments platform for emerging market small- medium enterprises (SMEs) that requires no smartphones or loan applications.

We are a team of FMCG, Tech and Finance professionals dedicated to unlocking supply chain credit for FMCG micro-merchants. The vast majority of our customers are unbanked and women-operated FMCG merchants.

Our AI/ML-powered platform can read digital footprints such as transaction history with large suppliers to grant instant digital credit lines that SMEs can use to purchase inventories from our selected suppliers. Our proven gender-intelligent ecosystem for loans and payments can be used in many vertical markets, eliminating the shortcomings of cash. Retail shop-owners can boost sales up to 20%, eliminate cash shortages, enjoy an easier payments regimen, and develop a credit history; suppliers receive more consistent order cycles, more instant payments upon delivery, and SKU sales expansion.

Fairbanc in the News

FinTech for the Unbanked, Fairbanc, receives backing from Columbia Business School’s Student Run Impact Fund

San Francisco, CA, December 16th 2020, ZEXPRWIRE, Fairbanc, the Silicon Valley-based FinTech that offers credit to the unbanked in Southeast Asia, just received backing from Columbia Business School’s student run impact fund Microlumbia…

Inclusive Fintech 50 Announces 2020 Cohort of Fintech Startups Driving Financial Inclusion and Resilience

Oct 10, 2020 – The selected fintechs provide innovative solutions – such as working capital for micro-merchants and personal accident insurance for domestic workers – to…

Fairbanc gets funding from 500 Startups to increase the income of SMEs in Indonesia

June 4, 2020 – SMEs are the bedrock of Indonesia.
As the archipelago’s tech ecosystem booms and e-commerce flourish, SMEs will continue to play a crucial role in economic growth and social inclusion….

Lending startup Fairbanc gets Sampoerna backing for Indonesia push

April 02, 2020 – Indonesian billionaire Michael Sampoerna invested alongside 500 Startups…


Apr 01, 2020 – San Francisco-based startup Fairbanc announces funding round from globally recognized investors . The AI-powered…

The $2 Trillion Opportunity: How A Silicon Valley Startup Vying To Provide Banking To The World’s Poorest Merchants

February 25, 2020 – Three years ago, Dhany Aryantono opened a small shop selling Unilever and other consumer goods in Pamanukan, a rural village in West Java, Indonesia to support her family of six. An additional $85 a week income Dhany generated from her small shop…

Penguatan UKM, PBNU dan Fairbanc Siapkan Permodalan Berbasis Syariah

June 21, 2019 – Ia berharap, kerja sama ini dapat membantu ekonomi masyarakat umum, terutama warga NU untuk bisa…

Bank Asia and Fairbanc Ltd signing a MoU on digital credit solution – Business – observerbd.com

Dec 9, 2018 – Bank Asia EVP Md Shaminoor Rahman and Fairbanc Ltd Chief Executive Officer Mir Haque exchanging documents after signing a MoU on digital credit solution for the underserved small-medium enterprises of Bangladesh specially for Fast-Moving Consumer Goods (FMCG) supply chain and distributors held at a ceremony at the bank’s corporate office…

What We do

Our Mission

Fairbanc’s mission is to bridge the server $1.3T SME credit gap in the emerging markets starting with Southeast Asia through a B2B lending and payments ecosystem. Our gender intelligent underwriting platform removes socio-cultural gender biases in current lending practice. The vision for Fairbanc is to drive responsible financial inclusion by delivering innovative credit and transaction services with proven best-in-class technology.

Our Team

Contact Us